axa home insurance policy terms and conditions

Privacy Policy | Seers Article

A Terms and Conditions policy is the agreement. The agreement includes the rules, terms, and guidelines of acceptable behavior.
Other useful sections, a user must agree to for use or access your website and mobile app are also included in the agreement.

What are Terms and Conditions policy?

The Terms and Conditions Policy is a type of legal contract between you and your users who access your site and mobile app.

Having this agreement or policy is optional, as there are no laws that require you to have one.
Though under the GDPR and PECR, consent to processing cannot be bundled with Terms and Conditions.

It on you that how you set the guidelines and rules which must be agreed by a user or visitor.

You have every right to exclude users from your app that abuse or use inappropriate words for your app. In the policy, you can maintain your rights against potential app abuse and vice versa.
Terms and Conditions are also known as Terms of Service or Terms of Use.

What should a company include in Terms and Conditions policy?

You can include the rules and guidelines on how users will access and use your website.
Below are a few examples:

  • Terms governing intellectual property, where users will be clearly informed that the content, logo and other visual media is company property, protected by the relevant intellectual property laws.
  • Then, the Termination clause informs that a user account on your website can be terminated on your discretion or also in case of abuses.
  • Informing users about the law which governs the agreement. It is best that it be the country in which your business is headquartered, or where the main market for your business is.
  • There will also be clauses related to third-party website links, outlining to the user that you are not responsible for anything that is on websites accessed through such links.
  • For example, if your website allows users to create content and can make it available publically then, a content section informs a user that he owns the right to the content they have created. This also outlines that users must give you a license to share this content on your website or mobile app.
  • With user produced content, there is the risk that copyright claims made either under the DMCA or similar provisions in different jurisdictions. Thus terms and conditions also need to set out that you will respond to notices and remove any infringing content.
  • Then there are clauses addressing the limitations that are imposed upon users to be able to use the services, this can be provided as a list within the Terms and Conditions.

Enforcing Terms and Conditions

Creating Terms and Conditions is important, though, not required by the law. But, if you have it on your website or on the mobile app, it will benefit no one but you. As a contract between the parties, terms, and conditions can be enforced if there is any breach from either side.

Frequently Asked Questions

1) What is the difference between terms of use and terms and conditions?

On a website, Terms of Use are terms apply to every visitor. However, Terms and Conditions are applicable only to particular users on the website, especially when a user is required to pay for a service or product.

2) What is the purpose of terms and conditions?

A Terms and Conditions are a legally binding contract between you and your website users. The core purpose of this agreement that it sets rules and guidelines that a user must agree and follow to use and access your app or website.

3) Can terms and conditions be changed?

Terms and Conditions are legal Contracts. If changes are required in the agreement. For website terms and conditions, a clause enabling the unilateral change should be included to enable the business flexibility as their business grows and develops.

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